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There are probably as many different financial situations out there as there are Aged Pensioners. Obviously some folks will have too much in Assets for example to get any Aged Pension while others may have meagre Assets and perhaps no Super to convert to an Allocated Pension, meaning they WILL get full Aged Pension (but that is ALL).
Or you may be somewhere in between those extremes. So before we might waste our respective times doing a full analysis it is best we have a chat (phone or email or both) up front. The Form below is to start that process, please just provide a "broad brush" outline of your case for starters. We can get to "War & Peace" later if needed.